Summer Financial Aid
During the summer, 学生的经济援助资格可能包括佩尔助学金或2023-2024学年剩余的直接斯塔福德贷款资格. 此外，研究生/法律专业学生或受抚养学生的家长也可以选择申请 Federal Direct PLUS Loans (creditworthiness required).
在秋季和春季学期(2023-2024年)使用佩尔助学金全日制拨款的符合佩尔助学金条件的本科生可能有资格在夏季学期获得额外的佩尔助学金. 在夏季课程期间收到的任何金额都将计入学生的学费 lifetime Pell Grant eligibility.
Summer 2024 Session Fees: 夏季课程的费用是每学时收取相同的费率为居民和非居民.
- 夏季奖学金资助仅限于特定部门，学生将被自动考虑-没有单独的奖学金申请.
- 不提供基于校园的联邦财政援助(SEOG，勤工俭学).
- 4月中旬之前申请的学生应在5月的第一周收到资格通知.
- Before applying, 学生必须确定他们将获得的学分数量和他们将参加的课程. Summer financial aid is directly based on the number of credits, weeks enrolled, and starting dates of sessions. Therefore, once a student has applied for summer financial aid, 他们必须向学生经济援助服务中心报告入学的任何变化. 如果不这样做，可能会导致财政援助支付的延误或修改.
- Graduate and Law students can ask to be considered for the Graduate PLUS Loan. There is no annual limit for PLUS loans, 但是，学生的贷款不能超过他们的就读费用减去他们获得的任何其他经济援助. 如暑期班获发PLUS课程，则须于 www.studentaid.gov. PLUS贷款要求借款人没有不良信用记录(将进行信用检查)。. 如果信誉是一个问题，学生可以获得一个信誉良好的背书人. 联邦政府从第一次支付之日起收取利息，但只要借款人至少注册了一半时间，就不需要每月支付利息.
- Parents of undergraduate students can apply for the Parent PLUS Loan. There is no annual limit for PLUS loans, 但家长的贷款金额不能超过学生的就读费用减去他们收到的任何其他经济援助. 如暑期班获发PLUS课程，则须于 www.studentaid.gov. PLUS贷款要求借款人没有不良信用记录(将进行信用检查)。. 如果信用是一个问题，父母可以获得一个信誉良好的背书人. 联邦政府从第一次支付之日起收取利息, 虽然每月付款是不需要的，只要受抚养的学生注册至少一半的时间, and if a deferment is requested during the application process.
- Private (alternative) Loans are available through private lenders such as banks. While there may not be an annual limit for private student loans, 学生的贷款不能超过他们的就读费用减去他们获得的任何其他经济援助. Typically, 私人贷款需要信用检查，许多学生可能会发现，如果他们没有足够的信用记录, they will need a co-signer. 大多数私人贷款的利率和还款选择都不如联邦贷款的利率和选择有利. For this reason, 学生被认为要彻底研究他们的选择，只有当他们的联邦直接斯塔福德贷款资格达到上限时，才应该考虑获得私人教育贷款.
联邦直接补贴和无补贴的斯塔福德贷款可能适用于至少一半时间(本科学生6学分)的学生, 研究生和法律专业学生(5个学分)，并且在之前的秋季和春季学期尚未借入年度最高限额(参见下文的年度斯塔福德贷款限额)。. 如果学生在即将到来的夏季或秋季毕业，则借款超过年度限额的例外情况. 在这种情况下，学生可以从即将到来的学年借用. 将在夏季或秋季毕业的学生可能会被要求提供注册办公室的证明, their college, or their department that they are on track to graduate. 如果学生对夏季学期的贷款资格有疑问，我们鼓励他们联系学生财政援助服务.
If you have questions, please contact Student Financial Aid Services by email or call 208-885-6312.
- 计划参加暑期课程并希望获得暑期学期经济援助的学生应填写 Summer Aid Application. Students can access the Summer Application by going to:
VandalWeb > Financial Aid & Scholarships > Summer Session Financial Aid Application 2024 - Have a 2023-2024 Free Application for Federal Student Aid (FAFSA) on file by June 30 with Student Financial Aid Services.
- Enroll at least half-time during the Summer Session, 由于贷款资格取决于半学期状态(本科生6学分), five credits for graduates and law students).
- Please note: Awarded summer loans will be disbursed for the full amount available. If you wish to borrow less, please send a request by email or stop by Student Financial Aid Services in the Bruce M. Pitman Center.
Federal Direct Student Loans
| Annual Loan Limits | Dependent Students* Total Subsidized and/or Unsubsidized Loan Eligibility |
Independent Students Total Subsidized and/or Unsubsidized Loan Eligibility |
|---|---|---|
| Freshmen Undergraduates (00-25 cr. hrs.) |
$5,500 ($3,500 maximum subsidized) |
$9,500 ($3,500 maximum subsidized) |
| Sophomore Undergraduates (26-57 cr. hrs.) |
$6,500 ($4,500 maximum subsidized) |
$10,500 ($4,500 maximum subsidized) |
| Junior & Senior Undergraduates (58+ cr. hrs.) |
$7,500 ($5,500 maximum subsidized) |
$12,500 ($5500 maximum subsidized) |
| Graduate or Law Students |
N/A | $20,500 (No subsidized eligibility for GR/LA after 7/1/2012) |
*这些限额较低，因为受抚养学生的父母可以通过PLUS贷款计划为他们的学生借入额外的资金. (See below for more information.)
Aggregate Limits:
$31,000 (Dependent, Undergraduate Borrowing Limits)
$57,500 (Independent, Undergraduate Borrowing Limits)
$138,500 (Including Graduate/Law & Undergraduate Borrowing Limits)
Interest Rate and Fees: 了解更多关于联邦直接斯塔福德贷款利率和费用的信息.
Federal Direct PLUS Loans
(研究生及受抚养本科生家长适用)
Annual Limits:
直接加贷款仅限于教育费用减去其他经济援助的差额，包括学生的直接贷款资格.
Aggregate Limits:
There are no aggregate PLUS limits.
Interest Rate and Fees: Find more information on Federal PLUS Loans interest rates and fees.